Your budget is, perhaps, the most important aspect of your financial health.
Collection
Learning to Budget
Budgeting isn't about restriction, it's about prioritizing. The best way to avoid financial strain is to know where your money is going and plan ahead!
Learn about income and expenses and why they're fundamental in maintaining a budget.
Learn how to apply the 50/30/20 budget for effective money management. Our free 50/30/20 rule calculator makes budgeting easy.
Whether it's a cash or a digital envelope system, the envelope budgeting method is guaranteed to help you manage finances like a pro.
![Envelope Budgeting [Cash vs. Digital]](https://static-app-misc.teachbanzai.com/img/article-envelope-budgeting-hero-thumb.jpg)
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.
Make the first steps toward creating a college budget by learning specifics about fixed and variable expenses.
The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.
Packing a lunch or eating out is often a decision made out of habit or routine, rather than conscious choice.
